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Thrilled First Time Buyers The Doshier Team got us our new home at a great price. Tom and Janine Ferguson- Kill Devil Hills, NC Read Quote > View All Quotes >
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Monthly Payments & Schedule: Monthly loan payments java
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How Much Can You Afford?: Calculate how much home
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Determine Tax Savings: Calculate how much your
monthly Outer Banks, Nags Head and Corolla North Carolina mortgage payments
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Should You Rent or Buy?: Is it better to rent a
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house, ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate Outer Banks, Nags Head and Corolla mortgages information and interest rate java
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What Is Your APR?: Determine the Annual Percentage
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What income is required
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What's Your Maximum Mortgage?:This calculator will help you
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Will Buying Points Save You Money?:This calculator helps you
determine if you should pay for points, or use the money to increase your down
payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
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Ask Anything: Ask The Doshier Team anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT
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Real Estate Tips: The Doshier Team's realty library of
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Real Estate Trivia: The Doshier Team's collection of real estate trivia questions and
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Real Estate Dictionary: Complete real estate
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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What is the largest home in Hollywood?
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The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million. |
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